Listing provided courtesy of Reece Nichols Golden Key Realty- MLS# 103146MLS Provider

28013 SaddleWarsaw, MO 65355

Single Family · 3 Beds · 2 Full Baths · 1 Half Bath · 2,652 Sq. ft.
$359,900 Active

28013 Saddle Overview

Visits:
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This beautiful 3-bedroom, 2.5-bath home at the Lake of the Ozarks offers stunning lake views! Located in one of the area's premier neighborhoods, this would make the perfect full-time or weekend home! Designed with space and entertaining in mind, the upper level features a spacious living room with plenty of room for family and friends to gather, along with a beautiful kitchen offering abundant cabinetry, generous counter space, and a large pantry for additional storage. The oversized primary suite includes a large ensuite bathroom and walk-in closet, creating the perfect private retreat. A 2-car attached garage adds convenience and additional storage space. Downstairs, you'll find two oversized bedrooms along with another large living area that is perfect for a pool table, ping pong, game room, or additional entertaining space. A concrete safe room and spacious utility room provide ample storage and peace of mind. Step outside through the walkout basement and take in the beautiful lake views from your own backyard setting. Jump in and launch the boat at the boat ramp without ever leaving the neighborhood! Conveniently located on paved roads and less than 15 minutes from Warsaw, this property offers the perfect combination of comfort, space, and lake living.

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28013 Saddle Facts & Features

  • Type Single Family
  • Sq. ft. 2,652
  • Price/Sq.ft. $136

Details

General

Association/HOA

  • Association Fee: 50/lot/mo
  • Association Fee Frequency: month
  • Association: Yes

Building Information

  • Year Built: 2003

Location/Region

  • County Or Parish: BENTON
  • MLS Area Major: Lake of Ozarks - Benton
  • Subdivision Name: Oak Ridge Acres
  • Township: 40

General Information

  • Property Sub Type: Single Family
  • Property Type: RESIDENTIAL

Interior

Parking Information

  • Garage Spaces: 2

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bedrooms Total: 3

General Information

  • Basement: YES
  • Fireplace Features: Gas,Living Room
  • Fireplaces Total: 1
  • Flooring: Carpet,Tile,Wood
  • Foundation Details: Basement Full,Finished Partly,Poured Concrete,Walk Out
  • Living Area: 2652
  • Window Features: Aluminum,Thermal/Multi-Pane

Exterior

Parking Information

  • Parking Features: Attached

Lot Information

  • Lot Size Area: 160x270.52
  • Lot Size Source: GIS

Building Exterior/Construction

  • Architectural Style: Ranch
  • Patio And Porch Features: Covered Deck,Covered Patio
  • Roof: Composition

General Information

  • Utilities: Septic Tank,Well Community

28013 Saddle Neighborhood

Community

65355 (Warsaw) Demographics

58
Median Age
40
Population Density (per sq. mile)
23%
College Educated
$38,976
Estimated Median Income
4,024
Estimated Total Home Owners
725
Estimated Total Renters
85% / 15%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

28013 Saddle Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

28013 Saddle Market Data

Based on the last 30 days in this zip code

$334,936
Average List Price
$178
Average Price per Square Foot
16
Properties Sold
93
Average Days on Market
241
Properties for Sale
Calculations provided by Reliance Network

28013 Saddle History

Date Event Value Agent
6/13/2026Source: Sedalia Warsaw MLS Price Reduction
$359,900 -0.7%
Brandon Martin
Listing Agent
5/15/2026Source: Sedalia Warsaw MLS Added to Database
May 15, 2026
Brandon Martin
Listing Agent